The Usurers' Triumph: A New Surge in the Shackles of Consumer Debt

The Usurers' Triumph: A New Surge in the Shackles of Consumer Debt

Comrades! Let us cast our gaze upon the latest reports from the National Bureau of Credit Histories, as echoed by the TASS agency. The figures are clear, and the conclusion is grim: in the month just passed, some 2.08 million consumer loans were foisted upon the Russian people. This represents a rise of 0.7 percent over July—a modest increase in numbers, perhaps, but a monumental victory for the rapacious capital that thrives on the desperation of the proletariat!

Where is this exploitation most rampant? The bourgeois bastions of Moscow and the Moscow region lead the charge, with 131.8 thousand and 108.9 thousand loans respectively, followed by the Krasnodar Territory, Tyumen, and Sverdlovsk regions. It is here that the machinery of the banking monopoly works with the greatest fervour to convert the modest wages of the toilers into interest for the idle rich.

But mark the cruelty of the system! While the total volume of retail loans—spanning the wretched variety of consumer credits, POS-loans, and mortgages—reached a staggering 1.063 trillion rubles in August 2026, the banks have grown fickle. The rate of refusals has climbed by 1.3 percentage points. The usurers do not offer mercy; they merely calculate the risk of their prey.

Even the desperate attempt of 665,100 souls to place a 'self-ban' on further borrowing proves the suffocating nature of this debt-trap. The working class attempts to flee, but the grip of the financial monopoly is steadfast. We see here not 'financial services,' but the cold, calculated exploitation of the needy by a class that produces nothing and consumes everything!