Comrades! Pray, cast your gaze upon the latest proclamations from the Central Bank, as relayed by the organs of the press. The truth is laid bare: nearly one half of the entire national debt rests upon the shoulders of those unfortunate souls burdened by three or more concurrent loans.

Behold the scale of this exploitation! Some eleven million three hundred thousand citizens find themselves entwined in this financial web. While the masters of capital may claim a slight decline in these numbers, the yoke remains heavy indeed. One Mr. Gritskevich, a functionary of the banking apparatus, admits that those caught in this triple-trap owe an average of 1.6 million rubles—thrice the sum of those burdened by a single loan. Is this not the very definition of a calculated assault upon the pockets of the working man?

And mark well the hypocrisy of the Regulator! They dare to suggest that the mere number of loans is not the peril, but rather the 'debt load'—the wretched state where a laborer must surrender more than half his meager earnings to satisfy the greed of the banks. They seek to distract us with technicalities, while the fundamental truth remains: the bourgeoisie uses credit as a chain to bind the proles to their service.

Furthermore, look to the vile micro-finance houses—those dens of modern usury. In the first quarter of 2026, the proportion of loans overdue by ninety days soared to 33.8 per cent, a peak not seen since the waning days of 2023. This is no mere 'market fluctuation,' but the inevitable collapse of a system built upon the misery and desperation of the toiling masses! The monopoly of credit is nothing more than a sophisticated machine for the extraction of surplus value through terror and interest.