Comrades! Cast your eyes upon the latest reports from the National Bureau of Credit Histories, and you shall behold a most sinister trend. The so-called 'POS-credits'—those wretched loans foisted upon the unsuspecting worker at the very point of sale—have reached a pinnacle of exploitation. By the end of May, the average term of this bondage has surged to 15.3 months, a height not seen for a full year!

Consider the cold, calculating mathematics of the bourgeois bankers. In the spring of 1825, the term stood at a mere 14 months. Now, it has swelled by 9.2 per cent. This is no mere statistical fluctuation; it is the deliberate expansion of the usurer's net! From April to May alone, the term leapt by 8.8 per cent, as the financial capital seeks to ensure that the working man remains indentured for as long as possible.

Where is the yoke heaviest? The analysts point their fingers toward Dagestan, North Ossetia, and the Omsk region, where the average term of servitude reaches a staggering 21.7 months in some quarters. In these lands, the monopoly of credit strangles the populace with unparalleled ferocity. While the pampered elite in Moscow and St. Petersburg endure shorter terms—some a mere 13.6 to 14.1 months—let us not be fooled; the exploitation remains absolute regardless of the geography.

But the greed of the money-lenders does not stop at the shop counter. The loans for cash, those desperate lifelines for the impoverished, have seen their terms swell from 24 to 28 months. With an average sum of 200,000 roubles, the proletariat is being lured into a cavern of debt from which there is no escape.

Behold the machinery of the capitalist system: it does not offer assistance, it offers a chain! The bourgeois financiers increase the term of the loan not for the convenience of the borrower, but to maximize the extraction of interest—the very essence of capital's parasitic nature. The toil of the worker is stolen, month by month, year by year, to fill the coffers of the idle rich!