Comrades! Cast your eyes upon the latest decree emanating from the halls of power. Under the guise of 'combating fraud,' the state apparatus—specifically the Rosfinmonitoring—seeks to cast an all-seeing eye over every farthing transferred via the 'Mir' system and the Faster Payments System (SBP). From the 1st of September, 2026, the veil of privacy shall be rent asunder, granting the authorities direct access to the digital ledgers of the people.

Is this truly a quest for justice? Nay! It is the further consolidation of control. The National Payment Card System (NSPK) shall now serve as a mere informant for the state, delivering the secrets of our transactions without a whisper of warning to the citizen. The bourgeoisie speaks of 'banking secrecy,' yet they carve out exceptions that render such secrecy a phantom, a cruel joke played upon the working man.

Consider the mechanism of this exploitation! The state claims it seeks to stop the 'laundering' of gold, yet the tools they employ are those of the inquisitor. The monopoly of financial power now grants banks the authority to freeze a man's honest wages for forty-eight hours should his behavior deviate from the 'standard' pattern prescribed by the capitalists.

What constitutes 'suspicious' behavior in the eyes of the money-lenders?

Should a worker receive a sudden sum for the sale of a motor-car or a piece of furniture, he is marked as a rogue.

Should a group of laborers pool their meager coins for a collective gift, the bank smells a conspiracy.

Should a man move his own hard-earned pittance between two accounts to avoid the usury of one bank, he is viewed with suspicion.

Behold the arrogance of the financial class! They tell us that 'honest citizens' have nothing to fear. But who defines honesty in a system built upon the exploitation of the proletariat? The experts warn that 'false positives'—errors of the machine—will be commonplace. A man may find himself unable to buy bread or coal because an algorithm has deemed his life's rhythm 'atypical.'

To the small tradesmen and those struggling to survive in the margins, the message is clear: formalize your existence, pay your tributes to the state as 'self-employed,' and ensure your ledgers are pristine, lest the state seize your means of survival.

They tell us we may 'contest' these blockages. Hah! They demand we produce contracts, deeds, and proofs of origin—forcing the worker to act as his own accountant and lawyer against the crushing weight of the banking monopoly. It is a bureaucratic labyrinth designed to exhaust the spirit.

Let us be clear: this is not about the 'law.' It is about the tightening of the yoke. The financial capital, in league with the state, desires a world where no coin moves without their blessing and no worker possesses a shred of financial autonomy. The proletariat must realize that these 'digital conveniences' are but gilded chains!